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Retired Employees’ Group Life Insurance Program   
Administrative and Contact Information
Allocation and Delegation of Fiduciary Responsibilities by the Benefits Committee
The Plan provides a procedure for the Benefits Committee, acting as named fiduciary, to allocate or delegate fiduciary responsibilities to its members or to other persons. Where the Benefits Committee has allocated to an applicable investment named fiduciary some authority to control or manage Trust assets, or to an applicable administrative named fiduciary some authority and control over the operation and administration of the Plan, references in this SPD to the Benefits Committee are intended to refer to any such applicable investment named fiduciary or applicable administrative named fiduciary. The Plan also provides a procedure for the Benefits Committee, acting as the Plan’s sponsor, to identify persons, such as the claims administrator, to be a named fiduciary. Typically, the Benefits Committee has identified each third-party administrator as a named fiduciary with respect to the authority and control or discretion it possesses or has exercised in connection with the Plan or Trust.  
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