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Employee 401(k) Savings Plan – RR Donnelley Detailed Table of Contents
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Table of Contents
Detailed Table of Contents
Index

Introduction

Highlights

Who Is Eligible

General Information

For Employees of New Subsidiaries

Enrolling in the Plan

General Information

The Enrollment Process for Current Employees

The Enrollment Process for Newly Hired or Rehired Employees

When You Enroll

Naming a Beneficiary

When Participation Ends

Plan Costs

Trust

Contributions to the Plan

Introduction

How Pay Is Defined

Before-Tax Contributions

Before-Tax Savings Advantages

Catch-Up Contributions

After-Tax Contributions

Rollover Contribution

Making a Rollover Contribution

Changing Your Contribution Percentage

Important Note

Company Matching Contributions

Maximizing Your Match

Legal Limits and Regulations

Information on Other Accounts

Your Investment Options

Investing Your Savings

Investment Options

LifeStage Mixes

Individual Funds

Choosing Your Investment Options

Changing Your Investment Elections

Investment Earnings

A Few Words About Investing

Regulations on Control of Your Account Investments

Tax Credit Stock Ownership Plan (TRASOP) Account

Taking a Loan From Your Account

Loan Provisions

Applying for a Loan

If You Are Disabled or on an Unpaid Leave of Absence

Taking a Withdrawal

After-Tax, Rollover, and Fund B Account Withdrawals

Before-Tax and Matching Account Withdrawals After Age 59˝

Financial Hardship Withdrawals

How to Request a Hardship Withdrawal

Withdrawals After Age 70˝

When Your Account Is Paid

If You Terminate Your Employment

How Your Account Is Paid

If You Die

Claims and Appeals Procedures

General Information

Procedure for Filing a Claim

Initial Claim Review

Initial Benefit Determination

Timing of Notification on Initial Claim

Manner and Content of Notification of Denied Claim

Review of Initial Benefit Determination

Procedure for Filing an Appeal of a Denial

Review Procedures for Denials

Timing of Notification of Benefit Determination on Review

Manner and Content of Notification of Benefit Determination on Review

Legal Action

Situations Affecting Your Benefits

Tax Information

Military Service

Other Situations Affecting Benefits

Daily Valuation

Administrative and Contact Information

General Information

Type of Plan

Plan Sponsor

Employer Identification Number of Plan Sponsor

Plan Name and Number

Plan Year End

Agent for Service of Legal Process

Benefits Committee and Plan Administrator

Allocation and Delegation of Fiduciary Responsibilities by the Benefits Committee

Contract Administrator

Benefits Committee

Trustee

Investment Managers

Source of Contributions

Funding Medium

Your ERISA Rights

General Information

Receive Information About Your Plan and Benefits

Prudent Actions by Plan Fiduciaries

Enforce Your Rights

Assistance With Your Questions

Supplemental General Information Regarding the RR Donnelley Stock Fund

Introduction

Limitations on the Sale of Common Stock Acquired Under the Plan

Certain Federal Income Tax Consequences

Where You May Find More Information

Employees 401(k) Savings Plan - RR Donnelley

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Administrative and Contact Information

General Information

Type of Plan

The RR Donnelley Deferred Compensation and Voluntary Savings Plan is a defined contribution retirement plan of the following types: 401(k), profit sharing, TRASOP, and ERISA 404(c).

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