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Detailed Table of Contents
Index

- A -

Administrative and Contact Information 1

Agent for Service of Legal Process 1

Annual Enrollment 1

- B -

Benefits Center Information 1

- C -

Claims Administrators 1

Claims

Employee Responsibilities 1

Filing 1

How Paid 1

Making the Call 1

Non-Work Related Disabilities 1

- D -

Death in Family 1

Disability 1

- E -

Eligibility Administration 1

Eligibility

You 1

Employees of New Subsidiaries 1

Employer Identification Number 1

Enrolling

General Information 1

ERISA Rights 1, 2

- F -

Fiduciaries 1

- H -

Holidays 1

- I -

Insured Benefits 1

Introduction 1

- J -

Jury Duty 1

- P -

Plan Administrator 1

Plan Name 1

Plan Number 1

Plan Sponsor 1

Plan Year End 1

- R -

Right of Recovery 1

- S -

Special Circumstances Affecting How Claims Are Paid 1

- T -

Temporary Layoff 1

Trust and Insurance 1, 2, 3

- V -

Vacation 1

Disability Benefit Program

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Enrolling for Coverage

Annual Enrollment

Every fall during the Annual Enrollment period you receive information about the coverage options for which you are eligible. Since you are automatically enrolled for STD and LTD coverage, you do not have to enroll or make changes during the Annual Enrollment period.

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