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Table of Contents |
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| Detailed Table of Contents | |
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Your Rights and Responsibilities
How the CIGNA Group Health Program Medical Program Options Work
How the UHC Group Health Program Medical Program Options Work
How the Blue Cross and Blue Shield (BCBS) Group Health Program Medical Program Option Works
How the Health Maintenance Organization (HMO) Program Works
Special Extensions of Coverage
Your Legal Right to Continuation Coverage Under COBRA
Coordinating Benefits With Other Programs
Situations Affecting Your Benefits
Medical, Prescription Drug, Mental Health and Substance Abuse, and HMO Programs
Your Rights and Responsibilities
Your Rights
Statement of Rights Under the Newborns’ and Mothers’ Health Protection Act
Under federal law, the Program generally may not restrict benefits for any hospital length of stay in connection with childbirth for the mother or newborn child to less than 48 hours following a vaginal delivery, or less than 96 hours following a delivery by cesarean section. However, federal law generally does not prohibit the mother’s or newborn’s attending provider, after consulting with the mother, from discharging the mother or her newborn earlier than 48 hours (or 96 hours as applicable).
In any case, the Program may not, under federal law, require that a provider obtain authorization from the Program for prescribing a length of stay not in excess of 48 hours (or 96 hours). However, to use certain providers or facilities, or to reduce your out-of-pocket costs, you may be required to obtain certification. For information on certification, contact the claims administrator.
