Medical, Mental Health and Substance Abuse, Prescription Drug, Vision Care and HMO Programs Coverage Highlights Table of Contents

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	Table of Contents

	Detailed Table of Contents

	Index

Introduction

Who Is Eligible

Enrolling for Coverage

Your Rights and Responsibilities

How the Program Works

How the CIGNA Group Health Program Medical Program Options Work

How the UHC Group Health Program Medical Program Options Work

How the Blue Cross and Blue Shield (BCBS) Group Health Program Medical Program Option Works

How the Health Maintenance Organization (HMO) Program Works

The Prescription Drug Program

How to File a Claim

When Coverage Ends

Special Extensions of Coverage

Your Legal Right to Continuation Coverage Under COBRA

Coordinating Benefits With Other Programs

Claims and Appeals Procedures

Situations Affecting Your Benefits

Administrative and Contact Information

Your ERISA Rights

Medical, Prescription Drug, Mental Health and Substance Abuse, and HMO Programs

How the CIGNA Group Health Program Medical Program Options Work

Preadmission Certification – CIGNA

The Program covers charges, up to the maximum reimbursable charge for eligible expenses. To help ensure that you receive appropriate care, you must precertify any hospital admission.