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Pension Plan Highlights – Moore Wallace Detailed Table of Contents
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Table of Contents
Detailed Table of Contents
Index

Introduction

Who Is Eligible

General Information

Naming a Beneficiary

Pre-2001 Frozen Accrued Benefit

If You Terminate Employment or Become Ineligible

If You Are Rehired or Again Become Eligible

For Employees of New Participating Subsidiaries and Other New Participating Employers

What “Service” Means

Service Hours

Vesting Service

Benefit Service

Breaks in Service

If You Are Not Vested Before a Break in Service

If You Are Vested Before a Break in Service

A Break in Service Example

Special Provisions to Avoid a Break in Service

Unpaid Approved Leaves and Leaves Covered by the Family and Medical Leave Act (FMLA)

Military Service

Your Pension Plan Benefit

How Your Pension Plan Benefit Is Calculated

Pensionable Earnings

Benefit Formula

Calculating Your Pension Plan Benefit

General Information

The Plan’s Benefit Formula

An Example

Enhanced Benefit Formula for Donnelley Transferees

Maximum Benefit Amount

When You Receive Benefits

Pre-2001 Frozen Accrued Benefit

Normal Retirement

Early Retirement

Late Retirement

If You Return to Work

Pre-2001 Frozen Accrued Benefit

Special Instances That May Impact Your Pension Plan Benefit

If You Terminate Employment Before Retirement

If You Die

Pre-2001 Frozen Accrued Benefit

If Your Marital Status Changes

Forms of Payment

Normal Forms of Payment

Alternative Forms of Payment

Electing an Alternative Form of Payment

No Election

Revoking an Election

Pre-2001 Frozen Accrued Benefit Forms of Payment

A Word About the Plan and Prior Plan Formulas

General Information

Pre-1972 Contributions

Withdrawing Your Contributions

If You Leave Your Contributions in the Plan

If You Die

About Taxes

Tax Withholding

10% Additional Tax

Getting Advice

Applying for Benefits

General Information

Situations Affecting Your Benefits

General Information

Assignment of Benefits

If the Plan Becomes “Top-Heavy”

If the Plan Changes or Ends

Actuarial Assumptions

Benefits Information, Distributions, and Administrative Reviews

General Information

Requesting an Administrative Review

The Administrative Review Process

Claims and Appeals Procedures

General Information

Procedure for Filing a Claim

Initial Claim Review

Initial Benefit Determination

Appeal or Review of Initial Benefit Determination

Legal Action

Mailing or Delivery of Claim or Appeal

Administrative and Contact Information

General Information

Type of Plan

Plan Sponsor

Employer Identification Number of Plan Sponsor

Plan Name and Number

Plan Year End

Agent for Service of Legal Process

Benefits Committee and Plan Administrator

Benefits Center

Allocation and Delegation of Fiduciary Responsibilities by the Benefits Committee

Trustee

Source of Contributions

Funding Medium

Your ERISA Rights

General Information

Receive Information About Your Plan and Benefits

Prudent Actions by Plan Fiduciaries

Enforce Your Rights

Assistance With Your Questions

Pension Plan – Moore Wallace

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Who Is Eligible

If You Are Rehired or Again Become Eligible

Generally, if you terminate employment or are no longer classified as an eligible employee with Moore Wallace and are reemployed or reclassified as an eligible employee of Moore Wallace within 30 days, you will be reinstated and will continue to accrue a pension benefit under the Plan as though your employment or eligibility did not terminate.

If you are reemployed or reclassified as an eligible employee more than 30 days after you terminate, you are classified as ineligible, or you did not meet the Plan’s eligibility requirements before you left but are subsequently rehired in an eligible position, you become a member of the Plan on your first day of work as an eligible employee, or on January 1 of the year in which you reach age 21 (whichever is later).

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