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Index

- -

Payment Options

Cash Balance Benefit 1

Special Provisions

RR Donnelley Norwest Inc. 1

- 1 -

10% Additional Tax 1

- A -

Actuarial Assumptions 1

Administrative and Contact Information 1

Administrative Review Process 1

Agent for Service of Legal Process 1, 2

Appeal or Review of Initial Benefit Determination 1

Applying for Benefits 1

Assignment of Benefits 1

Assistance With Questions 1

- B -

Beneficiary 1

Benefit 1

Benefit Calculation 1

Benefit Calculation Example

Enhanced 1

Standard 1, 2, 3

Benefit Formula 1

Enhanced 1, 2

Standard 1

Benefit Maximum 1

Benefit Service 1

Benefits Information, Distributions, and Administrative Reviews 1

Breaks in Service 1, 2, 3, 4, 5

- C -

Calculating Your Benefit 1

Cash Balance Benefit 1

If You Become Disabled 1

Marital Status Changes 1

Claims and Appeals Procedures 1

Contact Information 1

- E -

Early Retirement 1

effective date 1

Eligibility 1

Terminate Employment or Become Ineligible 1, 2

Employees of New Subsidiaries 1

Employer and Plan Sponsor 1

Employer Identification Number 1

Employment Termination Before Retirement 1

ERISA Rights 1

- F -

Fiduciary Responsibilities by Benefits Committee 1

Funding 1

- I -

If You Die 1, 2

If You Return to Work 1

Initial Benefit Determination 1

Initial Claim Review 1

- L -

Late Retirement 1

Leaving Contributions in the Plan 1

Legal Action 1

- M -

Mailing or Delivery of Claim or Appeal 1

Military Service 1

- N -

Normal Retirement 1

- P -

Payment Options

Alternative 1

Choices 1

Electing an Alternative Form 1

Normal 1

Revoking an Election 1, 2

Pension Plan Benefit

Special Instances 1

Pensionable Earnings 1

Plan Becomes “Top-Heavy 1

Plan Changes or Ends 1

Plan Name 1

Plan Number 1

Plan Trustee 1

Plan Type 1

Plan Year End 1

Pre-1979 Contributions 1

Procedure for Filing a Claim 1

Prudent Actions by Plan Fiduciaries 1

- R -

Receiving Benefits 1, 2, 3

Receiving Information About Pension Plan and Benefits 1

Requesting an Administrative Review 1

Rights 1

- S -

Service

Benefit Service 1

Breaks in Service 1, 2, 3, 4, 5

Military Service 1

Service Hours 1

Vesting Service 1

Years of Service 1

Situations Affecting Your Benefits 1

Source of Contributions 1

Special Provisions

Oregon Printing Industry 1

summary plan description 1

- T -

Tax Withholding 1

Taxes 1

Getting Advice 1

The Plan and Prior Plan Formulas 1

- V -

Vesting Service 1

- W -

Withdrawing Your Contributions 1

Pension Plan - RR Donnelley

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Forms of Payment

Alternative Forms of Payment

Electing an Alternative Form of Payment

If you wish to elect an alternative form of payment, you must complete an appropriate form electing the alternative form. And, if you are married on the date your pension benefit begins and you elect a form that pays less than 50% of your pension benefit to your surviving spouse or designates a person other than your spouse, you must have his or her written approval. The approval must be witnessed by a notary public.

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