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Detailed Table of Contents |
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| Index | |
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Introduction
Who Is Eligible
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Enrolling for Coverage
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Program Premium Cost
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Your Rights and Responsibilities
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How the Retiree Group Health Program Works
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| Retiree Group Health Program Design – Mental Health and Substance Abuse Program |
| A Summary Chart of the Retiree Group Health Program – CIGNA Open Access Plus |
| A Summary Chart of the Retiree Group Health Program – CIGNA Indemnity |
| A Summary Chart of the Retiree Group Health Program – CIGNA Post-65 Medicare |
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| What Is an Expense That May Be a Covered Expense – Medical Program |
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| What Expense Is Excluded From Being a Covered Expense – Medical Program |
| What Is an Expense That May Be a Covered Expense – Mental Health and Substance Abuse Program |
| What Expense Is Excluded From Being a Covered Expense – Mental Health and Substance Abuse Program |
How the Prescription Drug Program Works
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| What Is an Expense That May Be a Covered Expense – Prescription Drug Program |
| What Expense Is Excluded From Being a Covered Expense – Prescription Drug Program |
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| How to Fill Your Prescriptions Through the Mail Service Pharmacy |
Your Legal Right to Continuation Coverage
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Coordinating Benefits With Other Programs
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How to File a Claim
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ERISA Claims and Appeals Procedures
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Situations Affecting Your Benefits
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| Right to Reimbursement, Assignment of Rights, and Duty to Notify |
Administrative and Contact Information
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Your ERISA Rights
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Retiree Medical, Prescription Drug and Mental Health and Substance Abuse Programs - RR Donnelley
Who Is Eligible
If You Are Involuntarily Separated
If you are involuntarily separated from employment pursuant to a workforce reduction within 12 months of the date you otherwise would have satisfied the eligibility criteria for the Program, you will be treated, but only for purposes of the Program, as if your employment did not terminate until you would have become eligible for coverage under the Program. You will become eligible for coverage effective on the date you would have become eligible for coverage if your involuntary separation had not occurred, provided you are alive on that date.
An age example: If you are age 54 and have completed 10 years of service at the time you are involuntarily separated, you are eligible for coverage on the date you attain age 55. You must still take the necessary steps to enroll and make the required payments of your premiums to the Plan in a timely manner.
A service example: If you are age 60 with nine years of service at the time you are involuntarily separated, you are eligible for coverage on the date in which your 10-year anniversary of employment would have occurred. You must enroll and make required payments of your premiums to the Plan in a timely manner.
